Terms of Website Use

These Terms apply to the public website at oketo.com and to preliminary enquiry and project-submission forms operated by or on behalf of OKETO Inc. that expressly link to them. In these Terms, “OKETO”, “we”, “us” and “our” mean OKETO Inc.

OKETO Inc. is a Delaware corporation whose registered office is 1000 North West Street, Suite 1501, Wilmington, Delaware 19801, United States of America.

Questions or complaints about these Terms or the public website may be sent to legal@oketo.com.

These Terms do not govern formal loan applications, restricted portal accounts, investor verification, professional engagements, lending arrangements or investments. Those activities require their own applicable terms, notices and agreements. This includes the lending application and account services at capital.oketo.com.

The parties, roles and conditions applicable to a particular service or transaction are determined by its separate documentation and applicable law. Nothing in these Terms amends a signed agreement or an offering document.

The public website describes OKETO’s activities and provides channels for initial contact. The functions covered by these Terms do not accept investments, execute securities transactions or conclude financing agreements.

Browsing the website, submitting a preliminary enquiry or receiving an acknowledgement does not, by itself, create an advisory, agency, fiduciary, partnership, employment or other professional relationship between OKETO and a visitor.

Information on the public website is general. It does not take account of your objectives, financial circumstances or needs and is not investment, legal, tax or accounting advice. Obtain independent professional advice appropriate to your circumstances before entering into any transaction.

Descriptions of services, capabilities, projects or potential opportunities must be read in their stated context. They do not constitute a commitment to provide a service, accept a project or complete a transaction.

The public website provides general corporate and introductory information. It is not intended to constitute an offer to sell, or a solicitation of an offer to buy, any security or other financial instrument.

Any investment offering must be made through its applicable offering documentation and in accordance with applicable law. No offer or solicitation may be made in a jurisdiction where it would be unlawful or by a person who is not permitted to make it.

Any investment opportunity is subject to its own documentation, investor-eligibility requirements and verification. Access may be restricted by jurisdiction and investor category.

Submitting an enquiry, expressing an interest, passing an initial screening or receiving access to a portal does not establish eligibility to invest, verify any status you have declared or assure acceptance into an offering. Any required verification and acceptance must take place through the relevant process.

Private-market investments involve material risk, including the loss of the entire amount invested, illiquidity, restrictions on transfer and limited information. Past performance, projections, targets and illustrative scenarios do not guarantee future results.

Please read the Disclosures and Risk Information page and the documents for any particular investment before proceeding. The public website does not promise returns, funding, execution, liquidity or access to a secondary market.

We make public information and the preliminary enquiry and project-submission functions covered by these Terms available free of charge. You remain responsible for any charges imposed by your internet or communications provider.

To use the website, you need an internet connection and a supported, up-to-date web browser. Interactive forms may require JavaScript. Where a response is requested by email, you must provide a working email address. Any additional technical requirements will be stated alongside the relevant function.

The public information service begins when you access a page and ends when you leave it. You request the electronic form-submission service by selecting the submission control after being given access to these Terms. That service covers transmission of your submission and ends when transmission is completed or a transmission error is reported. You may abandon an unsubmitted form at any time. Subsequent correspondence and any review of your request are subject to section 05.

You may stop using the website at any time without a termination fee. Stopping use does not automatically erase information already submitted; its handling is explained in the Privacy Notice.

You may browse the public website and use its enquiry functions for lawful purposes. You must have the legal capacity to use the relevant function and, when acting for another person or an entity, the authority to act on their behalf. Information you submit must be accurate to the best of your knowledge, relevant to your request and information you are authorised to provide.

You must not:

• Submit unlawful content, impersonate another person or misrepresent your authority.
• Upload malicious code or attempt to gain unauthorised access to the website, accounts or connected systems.
• Interfere with the website’s operation, circumvent access restrictions or impose an unreasonable load on its systems.
• Scrape, reproduce or exploit protected content in a manner that infringes applicable law or the rights of others.
• Use OKETO’s name, branding or content to falsely suggest an endorsement, authorisation or affiliation.

Ordinary search and discovery indexing that respects applicable law and our published access restrictions is permitted.

You may read, link to and lawfully quote public content with appropriate attribution. Except as permitted by law or by our written permission, you may not reproduce or commercially exploit protected content.

Internet services involve risks such as phishing, malicious software and unauthorised access. Keep your browser and device updated, verify the destination before submitting information and do not disclose passwords or access credentials through a public enquiry form.

Making an enquiry or submitting a project does not oblige OKETO to accept it, provide professional services, arrange capital or enter into a transaction. An initial review may be declined or may lead to a request for further information. An acknowledgement confirms receipt only.

Any engagement to provide professional services, and any participation in a financing or investment transaction, must be governed by a separate agreement identifying the relevant parties and terms. This does not exclude obligations arising under these Terms or applicable law.

For an initial approach, send only a non-confidential summary and information reasonably necessary to explain your request. Do not send identity documents, bank account details, payment-card details, access credentials or sensitive personal information through the preliminary forms covered by these Terms.

Send only materials that you are authorised to provide. If confidential materials are needed, first agree the appropriate submission channel and confidentiality arrangements with us. Selecting a confidentiality preference on a form does not, by itself, create a confidentiality agreement. Nothing in this section excludes confidentiality obligations imposed by applicable law or an existing agreement.

You retain the rights you hold in the materials you submit. To the extent necessary to receive and consider your request, you grant OKETO a limited, non-exclusive permission to receive, store, copy, review and circulate those materials within the team handling your request and through service providers acting on OKETO’s instructions.

That permission is subject to applicable law, the Privacy Notice and any confidentiality agreement in force. It does not authorise OKETO to publish your materials or distribute them to prospective investors, financing counterparties or other independent recipients without your authorisation or another applicable legal basis. Disclosures required by law remain permitted.

Our handling and retention of personal data are explained in the Privacy Notice. Permission to review submitted materials is not consent to marketing and does not waive any data-protection rights.

The website may link to, embed or rely on third-party providers, sources and services. Those parties may have their own terms and privacy notices. A link alone does not establish an endorsement, partnership or guarantee of that party’s availability, accuracy or performance.

Where third parties participate in a particular service or transaction, their roles and responsibilities must be understood from the relevant disclosures and agreements. Using a third-party provider does not remove responsibilities that applicable law places on OKETO.

The website’s content, design, text, graphics and branding belong to OKETO or the applicable rights holders, subject to lawful quotation and other permitted uses. These Terms do not transfer ownership of any intellectual-property rights.

The Privacy Notice explains how personal data are handled. The Cookie Notice and available privacy controls explain the use of cookies and similar technologies. Acceptance of these Terms does not constitute consent to optional tracking or marketing.

We take reasonable care in maintaining the public website. However, information may become incomplete or out of date, and technical interruptions or errors may occur. Where accuracy or currency is material to a decision, request confirmation and consult the relevant transaction documents.

We may maintain, update, suspend or restrict access to the public website for security, technical, commercial or legal reasons. We may also restrict misuse of the website. These rights remain subject to applicable law and do not alter obligations under separate agreements.

To the extent permitted by law, we do not guarantee uninterrupted availability, error-free operation or suitability of the public website for a particular purpose.

For users acting in the course of business, and only where no mandatory consumer or equivalent protection applies, OKETO excludes liability, to the extent permitted by law, for indirect or consequential losses and for loss of profit, revenue, data or business opportunity arising solely from use of the public website.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited. In particular, these Terms do not exclude or limit liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, wilful misconduct or gross negligence.

Nothing in these Terms restricts mandatory rights or remedies under consumer-protection, securities, data-protection or other applicable law, including mandatory protections extended to certain individuals acting in a business capacity.

Responsibilities relating to investments, financing and professional services are governed by their own documentation and applicable law. The limitations in these website Terms do not replace or amend those responsibilities.

Complaints about the website or the electronic services covered by these Terms may be sent to legal@oketo.com. Please describe the issue, identify the relevant page or form where possible, and provide a way for us to respond. You may include the date of the issue and the resolution you are seeking.

We will respond by email or another durable medium within 14 calendar days of receiving the complaint, or sooner where applicable law requires. This procedure does not limit your right to contact a competent authority or use any other remedy available under applicable law. Requests concerning personal data follow the procedure in the Privacy Notice and the deadlines applicable to those requests.

If we revise these Terms, we will display the new effective date and draw attention to material changes in an appropriate way. Changes will apply prospectively and will not remove rights or liabilities that have already arisen. Separate agreements continue to govern existing engagements.

Where a particular service requires binding acceptance of terms, we will present the applicable terms and request acceptance separately and clearly. Merely publishing revised Terms does not replace acceptance where applicable law requires it.

These Terms are governed by the laws of the State of Delaware, United States of America, subject to mandatory laws and protections that apply to you.

Nothing in these Terms deprives a consumer of the protection of mandatory provisions of the law that would apply in the absence of this choice, including the law of their country of habitual residence where applicable. Nothing restricts the right to bring proceedings in a court available under applicable jurisdiction rules. These Terms do not impose an exclusive forum or require arbitration.

If a provision is unlawful or unenforceable, it will not apply to the extent of that unlawfulness or unenforceability. The remaining provisions continue to apply where they can do so under applicable law.